https://www.stillwaterfa.com/blog daily 0.75 2026-03-12 https://www.stillwaterfa.com/blog/spring-cleaning-for-your-financial-house-a-simple-checklist monthly 0.5 2026-03-31 https://images.squarespace-cdn.com/content/v1/64d63969cc8d281db8811934/98e808a6-08e4-4236-8322-135e787e1623/spring Blog - Spring Cleaning For Your Financial House: A Simple Checklist  - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.stillwaterfa.com/blog/love-amp-legacy-protecting-the-people-you-care-about-with-smart-insurance monthly 0.5 2026-02-15 https://images.squarespace-cdn.com/content/v1/64d63969cc8d281db8811934/d403a692-049c-4893-abe2-641570f7f44f/unsplash-image-O-RKu3Aqnsw.jpg Blog - Love & Legacy: Protecting the People You Care About With Smart Insurance - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.stillwaterfa.com/blog/start-the-year-strong-how-to-build-a-purpose-driven-financial-plan-in-2026nbsp monthly 0.5 2026-01-15 https://images.squarespace-cdn.com/content/v1/64d63969cc8d281db8811934/01aa4619-9a88-47c2-916e-028a5cdd15a3/unsplash-image-bU6JyhSI6zo.jpg Blog - Start the Year Strong: How to Build a Purpose-Driven Financial Plan in 2026  - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/64d63969cc8d281db8811934/61fb9f3f-83aa-4838-84a0-b3811697edb5/TIGER+Infographic+for+Jan+Blog+%281080+x+287+px%29+%281%29.png Blog - Start the Year Strong: How to Build a Purpose-Driven Financial Plan in 2026  - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/64d63969cc8d281db8811934/e622e854-917c-4567-9ce4-16485e08dbf6/TIGER+Infographic+for+Jan+Blog+%282%29.png Blog - Start the Year Strong: How to Build a Purpose-Driven Financial Plan in 2026  - A financial plan isn’t about restricting your life—it’s about supporting it. https://www.stillwaterfa.com/blog/improving-your-taxes-before-year-end monthly 0.5 2026-01-24 https://images.squarespace-cdn.com/content/v1/64d63969cc8d281db8811934/5f4bf1fe-52b1-4616-bc01-ee437e152f83/jess-bailey-q10VITrVYUM-unsplash.jpg Blog - Improving Your Taxes Before Year End - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/64d63969cc8d281db8811934/7ed5a97f-9b5a-4c29-95ce-d3fee7d6aed0/thisisengineering-TXxiFuQLBKQ-unsplash.jpg Blog - Improving Your Taxes Before Year End - The “High Earner with a Charitable Heart” Increase 401(k) deferrals for last pay periods Transfer appreciated fund shares into a DAF before 12/31 Make year-end grants to desired nonprofits Harvest losses to offset a big gain from earlier in the year Run a “fill the bracket” Roth conversion to the top of your current marginal rate https://images.squarespace-cdn.com/content/v1/64d63969cc8d281db8811934/1842f3dd-c2c8-4da1-a8db-1e3acd2589bc/mid+career+family Blog - Improving Your Taxes Before Year End - The “Mid-Career Family” Top off HSA (if eligible) and check FSA spending deadlines Add small automatic 529 contributions for each child Use bunching: fund two years of giving into a DAF now; automate grants monthly next year. Consider impact of doing this with allowed deductible expenses Rebalance portfolio and harvest a modest loss to offset gains Run a tax planning analysis and do W-4 adjustments to fix withholding for next year https://images.squarespace-cdn.com/content/v1/64d63969cc8d281db8811934/a8e51249-f319-4ca1-916a-90165989606f/unsplash-image-km-QocCOSM4.jpg Blog - Improving Your Taxes Before Year End - The “Retiree on RMDs” Make sure to satisfy your RMDs; use QCDs for charitable giving Consider a strategic Roth conversion to reduce future RMDs and lifetime taxes Review Medicare IRMAA and other income phase outs before converting too much Trim appreciated investments to use 0% gains or lower taxation if available https://www.stillwaterfa.com/blog/thanksgiving-reflections-smart-strategies-for-living-generously-nbsp monthly 0.5 2026-01-24 https://images.squarespace-cdn.com/content/v1/64d63969cc8d281db8811934/1762286813637-3P36AIJW8AS5HI173SLO/unsplash-image-E-EEQSjDdck.jpg Blog - Smart Strategies for Living Generously   - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.stillwaterfa.com/blog/your-path-to-financial-independence monthly 0.5 2026-01-24 https://images.squarespace-cdn.com/content/v1/64d63969cc8d281db8811934/1760436191041-5QJAR2YNTRO8AHE8F9AM/unsplash-image-EAvS-4KnGrk.jpg Blog - Your Path to Financial Independence - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.stillwaterfa.com/blog/why-every-generous-person-needs-a-giving-plan-and-how-to-build-one monthly 0.5 2025-11-05 https://images.squarespace-cdn.com/content/v1/64d63969cc8d281db8811934/1757930461382-MBSYU3LFQ0I01X298F02/unsplash-image-Zyx1bK9mqmA.jpg Blog - Why Every Generous Person Needs a Giving Plan (& How to Build One) - If you are reading this article, you are probably someone who cares about making a difference… If you are reading this article, you are probably someone who cares about making a difference… https://www.stillwaterfa.com/blog/5-money-mistakes-that-will-cost-you monthly 0.5 2026-01-24 https://images.squarespace-cdn.com/content/v1/64d63969cc8d281db8811934/1756118670427-QFSNUIZ8VQYEVHWZ0H9I/unsplash-image-s24ssp6QyFI.jpg Blog - 5 Money Mistakes That Will Cost You — Even If You’re Doing Well Right Now - Most people think major financial mistakes happen to “other people”… https://www.stillwaterfa.com/blog/pursuing-financial-freedom monthly 0.5 2025-10-08 https://images.squarespace-cdn.com/content/v1/64d63969cc8d281db8811934/1751565638667-HREDHAPR0EZKDGOMRECU/unsplash-image-UnGFy_mQoN4.jpg Blog - Pursuing Financial Freedom: A Reflection for Independence Day - As fireworks begin to light up the sky in early July and we gather with friends and family to celebrate, it’s worth pausing to reflect on the deeper meaning of freedom—not just in a national sense, but in a personal one. At StillWater Financial Advisors, we believe true financial freedom isn’t just about having a certain amount of money in the bank (there are a lot of wealthy people still living in financial bondage). https://www.stillwaterfa.com/blog/mid-year-financial-tune-up monthly 0.5 2026-01-24 https://images.squarespace-cdn.com/content/v1/64d63969cc8d281db8811934/1749814722492-HCGF2EX4AK1VSFRTVTSW/unsplash-image-yIIFNiEKkYI.jpg Blog - Mid-Year Financial Tune-Up: Simple Steps to Refocus and Refresh Your Financial Plan - A lot can happen in six months—from grocery price swings to monthly subscriptions you forgot you had. Look over your recent spending and ask: - Where is your money going each month? - Are you living within your means? - Is your spending aligned with your values? A budget isn’t about restriction—it’s about intention. And when done well, it creates freedom and clarity. That’s why we like to call this document a spending plan, to reflect the empowerment it can bring to your finances. https://images.squarespace-cdn.com/content/v1/64d63969cc8d281db8811934/1749815215303-J369PGC606N77EC0AD02/unsplash-image-wkfZyteTMOA.jpg Blog - Mid-Year Financial Tune-Up: Simple Steps to Refocus and Refresh Your Financial Plan - Life insurance, disability insurance, and estate planning documents are often “set it and forget it”—until it’s too late. In reality, all of these things need regular maintenance just like your investments. Life insurance and disability needs analysis should be done no less often than every 2 years. 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